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Factors: Late Retirement
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with Late Retirement Factors.
Form of Payment*
Life-Only
5-Year Certain & Life
10-Year Certain & Life
15-Year Certain & Life
Joint & 50% Survivor
Joint & 66 2/3% Survivor
Joint & 75% Survivor
Joint & 100% Survivor
Retirement Age
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
Age Set Back