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Benefit Calculators
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The
Pension Withholding (W-4P) Calculator estimates the take-home of
your monthly pension or monthly annuity after withholding of federal income
tax. The required information corresponds to the Personal Allowance worksheet
of Form W-4P.
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The
Retirement Income Adequacy Calculator
is an easy-to-use tool that helps you plan for retirement. Studies show that you need to replace approximately 75% of your pre-retirement earnings in order to maintain your standard of living.
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The
Social Security Calculator
is a quick way to get an estimate of your Social Security benefit. The Social Security Calculator can estimate both the Old-Age Retirement Benefit and the Disability Retirement Benefit.
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The
Level Income Option Calculator
converts a single life benefit into a larger benefit prior to receiving Social Security benefit and a smaller benefit after Social Security benefit begins. This option allows a participant to have a level income starting from the benefit commencement date.
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Financial Calculators
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The
Amortization (Mortgage) Payment Schedule Calculator
is a great tool for figuring out the payment schedule for a loan.
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The
Projected Balance Calculator estimates projected
value of your 401(k), IRA, or other similar account given some
basic information.
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Actuarial Calculators
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The Actuarial
Equivalent Calculator is a convenient all-in-one calculator
to compute your pension benefit in many different payment forms.
It calculates them using the same Actuarial Equivalent value,
displays them in an easy to understand format, and shows the
pension amounts under several payment forms.
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The
Annuity Calculator is a great tool for calculating the
estimated annuity value of your IRA or 401(k). It shows a break
down of many of the popular annuity options being offered these days.
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Late Retirement Factors Use this tool to view a table of
Late Retirement / Actuarial Equivalent Factors used for deferred
payment calculations.
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The Life Expectancy
Calculator is a way to view life expectancies for all ages.
These mortality statistics are updated yearly, and are based on the
specific mortality table chosen.
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The
Lump Sum Value Calculator gives you the ability to calculate
the lump sum value of your pension benefits, or to verify the
accuracy of the lump sum payout that your company has calculated.
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Lump Sum Factors Use this tool to view Lump Sum Factors
used for Lump Sum Calculations.
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The
PPA 2006 Lump Sum Value Calculator gives you the ability to calculate
the PPA 2006 lump sum value of your pension benefits, or to verify the
accuracy of the PPA 2006 lump sum payout that your company has calculated.
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Present Value Based on Your Cash Flow Use this tool to view
Present Value Based Cash Flow
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Mortality Rates Use this tool to view mortality tables.
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Commutation Functions for Single Life Use this tool to
develop special present value factors
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